We love helping our members save money! If you have an auto loan with another financial institution, move your loan to UCSCU and save a minimum of 1% off your approved loan rate—guaranteed! 

Want to Save Even More? 
We can help you save up to an additional 1% off your approved rate when you satisfy any or all of the rate discount qualifiers below.

Rate Discount Qualifiers

  1. Automatic payments from your UCSCU checking or savings account
  2. Eco-friendly vehicle (hybrid or electric)
  3. Must have a UCSCU Checking Account with a Debit Card
  4. Download and register for the Reel Mobile Teller App + sign up for E-Statements

Save Up To 2%* off your approved rate! 
Each Qualifier is worth .25% off your approved loan rate, so with all combined discounts, you could earn up to 2% off your approved rate—apply now!

Apply online now! If you have questions or need more information, give us a call at (888) FOR-MYCU or send us a message.
 

APPLY NOW

*APR = Annual Percentage Rate. Limited to New/Used vehicles not currently financed with UCSCU and is open to all new and existing Members of the Credit Union. One percent (1%) off the current auto loan rate, with no additional steps required. Written/documented proof of current rate is required. No expiration date and is effective beginning 06/01/2024. Loans funded under this program do not qualify for any other promotions, pricing adjustments, and/or discounts. Must be a qualifying loan from another financial institution, dealership or finance company. Automatic payment options and no pre-payment penalties. Applicant must qualify for loan. Rates and terms are subject to change and may vary based on the loan term, vehicle model year, and your credit history. Refinancing is for remaining term of the existing loans. Subject to KBB valuation and current underwriting guidelines. Some restrictions may apply. Interest rates are set by the Board of Directors are subject to change. See credit union for full details. 

Become a member

With a one-time membership fee of $1 and a $5 initial deposit, you can open a UCSCU savings account—and become a member for life even if you change jobs, retire or move out of the area.

Become a Member today

  • Auto Pre-Approval

    Drive Into a Winter Wonderland!

    Save Money on Your Next Vehicle Loan! You May Be Pre-Approved!

    Learn more

  • Visa Pre-Approval

    Holiday Skip-A-Pay is Back!

    Put some extra jingle in your pockets!

    Apply Now

  • Visa Pre-Approval

    Relax, You're in Control

    With a UCSCU Universal Access 3.75% APY* 7-Month Certificate!

    Learn More

  • 3Q24 Drive Yourself to Lower Rate

    Drive Yourself to a Lower Rate!

    Refinance your auto loan and save up to 2%*!

    Learn more

  • Visa Pre-Approval

    DoubleCheck Coming Soon!

    The information you need. The control you deserve

    Learn more

  • Visa Credit Cards

    Get to the Finish Line Faster! 

    Exclusive Balance Transfer Offer For Visa Cardholders!

  • Online Membership Application

    Join Us and Bank With The Stars!

    Online Membership Application Now Available!

  • Zelle A fast and easy way to send money right from your account.

    Send and Receive Money with Zelle®

    A fast and easy way to send money right from your account.

  • Red Carpet Rewards

    What Rewards Will You Choose?

  • Wicked
  • Universal City Studios was rated 5 stars by Bauer and deemed  One of the strongest financial institutions in the nation for 2019
EA446A06788B51CA1DA880C3583C8362