Sprint to Financial Victory!

Surge ahead and reach freedom from debt faster with this balance transfer offer to our Visa cardholders! 

Transfer your balance fee-free from another credit card for the low fixed rate of 6.9% APR*. This offer is for a limited time only, so act now! 

Free yourself from high-interest credit card debt with our no-fee balance transfer offer. Enjoy the flexibility of paying off your balance quicker!

Ready to start? 

Apply Now!

You can also call us at (888) FOR-MYCU or stop by our branch for more information! 

UCSCU Red Carpet Rewards
Find out how rewarding life can be—Join Red Carpet Rewards now and earn points for all your purchases, big and small! From groceries to fuel to utility bills, your everyday purchases will really pay off!

*APR=Annual Percentage Rate. Balance transfers must be made to other lenders by a UCSCU Representative. Cash advance, convenience checks, and purchase transactions are not eligible for promotional APR. Promotional balance transfer APR is applicable only to fixed and variable rate consumer Platinum Visa Credit Cards. Classic and Celebrity Visa Credit Cards are not eligible for the promotion at this time. Interest will be charged from the transaction date. Balance transfers cannot be made from a UCSCU Visa Credit Card to another UCSCU loan or credit card. Transfers must be posted to your credit card balance by December 31, 2024, to be eligible for the promotion. Promotional offer may end at any time without notice. Not valid with any other offers. Rates and terms are subject to change and current underwriting guidelines. Additional restrictions may apply. See credit union for full terms and conditions.

Become a member

With a one-time membership fee of $1 and a $5 initial deposit, you can open a UCSCU savings account—and become a member for life even if you change jobs, retire or move out of the area.

Become a Member today

  • Visa Pre-Approval

    Holiday Skip-A-Pay is Back!

    Put some extra jingle in your pockets!

    Apply Now

  • Visa Pre-Approval

    Relax, You're in Control

    With a UCSCU Universal Access 3.75% APY* 7-Month Certificate!

    Learn More

  • 3Q24 Drive Yourself to Lower Rate

    Drive Yourself to a Lower Rate!

    Refinance your auto loan and save up to 2%*!

    Learn more

  • Visa Pre-Approval

    You May Be Pre-Approved!

    Pocket a great rate! PLUS! Enjoy 6.90% APR* with NO FEES on balance transfers! Limited time only!

    Learn more

  • Visa Pre-Approval

    DoubleCheck Coming Soon!

    The information you need. The control you deserve

    Learn more

  • Visa Credit Cards

    Get to the Finish Line Faster! 

    Exclusive Balance Transfer Offer For Visa Cardholders!

  • Online Membership Application

    Join Us and Bank With The Stars!

    Online Membership Application Now Available!

  • Zelle A fast and easy way to send money right from your account.

    Send and Receive Money with Zelle®

    A fast and easy way to send money right from your account.

  • Red Carpet Rewards

    What Rewards Will You Choose?

  • Kung Fu Panda
  • Universal City Studios was rated 5 stars by Bauer and deemed  One of the strongest financial institutions in the nation for 2019
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