Our Privacy Policy is available for download here

Share Draft Fees

Celebrity
$9
Premier
$8
Universal
$7
Corporate Check
$4
Excess Transfer Fee
$3
Temporary Checks Order
$5
Cashier's Check
$5
Check Order
varies

ATM Fees

Empty ATM Envelope
$35

Wire Transfers

Domestic Wires
$25
International Wires
$50
Wire Trace Fee
$10
Incoming Wires
$0

VISA

Visa Annual Fee
None
Balance Transfer Fee
None
Cash Advance Fee - on our credit card
None
Foreign Transaction Fee
1% of each transaction in U.S. dollars
Late Payment Fee
Up to $20
Return Payment Fee
Up to $29
Over-the-Credit-Limit Fee
Up to $20
Replacement Card Rush Shipping Fee
$45-90
Visa Card Statement Copy
$5

Non-Sufficient Funds (NSF)

Each Deposit Item Returned For Insufficient Funds (NSF)
$35
(Deposit Via ATM's) Each Returned Item
$35
ATM Foreign Deposit for NSF
$6
ATM Deposit Adjustment
$2
Transaction at Non-UCSCU/Non-Network ATMs
$1

Loan Fees

DMV Transfer Fee
$16
Mortgage Demand Fee (per request)
$30
Verification of Mortgage
$25
Loan Extension Fee
$25
Real Estate Loan Reconveyance
$55
Plus: County Recording Fees
Charges Vary per County
Real Estate Subordination
$350
DMV Processing for Private Party & Non-Dealer Transactions
$25

Stop Payment Fees

Checks (no stop payment on corporate checks before 90 days)
$20
ACH
$20

Copy Fees

Personal Check (first two checks free per statement)
$5
Statement Copy
$5
Cashier's Check
$5
Faxed Documents (per page)
$2

Misc. Fees

Federal Express
varies
Notary Fee (per signature)
$15
New Member Fee
$1
Research Fee (per hour)
$25
Rush Delivery
$45-$90
Card Replacement Fee
$15
VOD - Verification of Deposit
$15
Levy
$25
IRA Closed or Transferred
$20
Express Payment (online)
6%
Legal Fees
varies
Address Locator Fee
$5
Coin Dep (only Burbank Branch)
6.5%

Universal Pay

Universal Pay Fees (for each item paid under the limit)
$32

Foreign Cash Redeemed

Foreign Item Redeemed (ex. Check)
$10.00
Foreign Cash Purchase
$14.50

Become a member

With a one-time membership fee of $1 and a $5 initial deposit, you can open a UCSCU savings account—and become a member for life even if you change jobs, retire or move out of the area.

Become a Member today

  • Certificate Special

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    Learn more

  • Visa Credit Cards

    Get to the Finish Line Faster! 

    Exclusive Balance Transfer Offer For Visa Cardholders!

  • TurboTax

    Exclusive Member Discounts

    Save on tax prep services.

    Learn more

  • Tax Relief Loan

    Trying to find some extra cash?

    Pay taxes or consolidate debt with rates as low as 6.9% APR*

  • Online Membership Application

    Join Us and Bank With The Stars!

    Online Membership Application Now Available!

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    Send and Receive Money with Zelle®

    A fast and easy way to send money right from your account.

  • Red Carpet Rewards

    What Rewards Will You Choose?

  • Kung Fu Panda
  • Universal City Studios was rated 5 stars by Bauer and deemed  One of the strongest financial institutions in the nation for 2019
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