Our Privacy Policy is available for download here

Share Draft Fees

Celebrity
$9
Premier
$8
Universal
$7
Corporate Check
$4
Temporary Checks Order
$5
Cashier's Check
$5
Check Order
Varies

ATM Fees

Empty ATM Envelope
$10
Transaction at Non-UCSCU/CO-OP ATMs
$1
ATM Deposit Adjustment
$2

Wire Transfers

Domestic Wires
$25
International Wires
$50
Wire Trace Fee
$10
Incoming Wires
$0

VISA

Visa Annual Fee
None
Balance Transfer Fee
None
Cash Advance Fee - on our credit card
None
Express Payment
6% of transaction amount
Foreign Transaction Fee
1% of each transaction in U.S. dollars
Late Payment Fee
Up to $20
Return Payment Fee
Up to $29
Over-the-Credit-Limit Fee
Up to $20
Replacement Card Rush Shipping Fee
$45-90
Visa Card Statement Copy
$5

Non-Sufficient Funds (NSF)

Each Deposit Item Returned For Insufficient Funds (NSF)
$25
(Deposit Via ATM's) Each Returned Item
$25
ATM Foreign Deposit for NSF
$6

Loan Fees

DMV Transfer Fee
$16
Mortgage Demand Fee (per request)
$30
Verification of Mortgage
$25
Loan Extension Fee
$25
Real Estate Loan Reconveyance
$55
Plus: County Recording Fees
Vary per County
Real Estate Subordination
$350
DMV Processing for Private Party & Non-Dealer Transactions
$25

Stop Payment Fees

Checks (no stop payment on corporate checks before 90 days)
$20
ACH
$20

Copy Fees

Personal Check (first two checks free per statement)
$5
Statement Copy
$5
Faxed Documents (per page)
$2

Misc. Fees

Federal Express/Overnight Shipping
Varies
Notary Fee (per signature)
$15
New Member Fee
$1
Research Fee (per hour)
$25
Card Rush Delivery Shipping
$45-$90
Card Replacement (after 1 card)
$15
VOD - Verification of Deposit
$15
Levy
$60
IRA Closed or Transferred
$20
Legal Fees
Varies
Address Locator Fee
$5
Coin Dep (only Burbank Branch)
6.5%

Universal Pay

Universal Pay Fees (for each item paid under the limit)
$22

Foreign Cash Redeemed

Foreign Item Redeemed (ex. Check)
$25
Foreign Cash Purchase
$25

Become a member

With a one-time membership fee of $1 and a $5 initial deposit, you can open a UCSCU savings account—and become a member for life even if you change jobs, retire or move out of the area.

Become a Member today

  • Visa Pre-Approval

    Holiday Skip-A-Pay is Back!

    Put some extra jingle in your pockets!

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  • Visa Pre-Approval

    Relax, You're in Control

    With a UCSCU Universal Access 3.75% APY* 7-Month Certificate!

    Learn More

  • 3Q24 Drive Yourself to Lower Rate

    Drive Yourself to a Lower Rate!

    Refinance your auto loan and save up to 2%*!

    Learn more

  • Visa Pre-Approval

    You May Be Pre-Approved!

    Pocket a great rate! PLUS! Enjoy 6.90% APR* with NO FEES on balance transfers! Limited time only!

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  • Visa Pre-Approval

    DoubleCheck Coming Soon!

    The information you need. The control you deserve

    Learn more

  • Visa Credit Cards

    Get to the Finish Line Faster! 

    Exclusive Balance Transfer Offer For Visa Cardholders!

  • Online Membership Application

    Join Us and Bank With The Stars!

    Online Membership Application Now Available!

  • Zelle A fast and easy way to send money right from your account.

    Send and Receive Money with Zelle®

    A fast and easy way to send money right from your account.

  • Red Carpet Rewards

    What Rewards Will You Choose?

  • Kung Fu Panda
  • Universal City Studios was rated 5 stars by Bauer and deemed  One of the strongest financial institutions in the nation for 2019
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